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Save or spend?


Mimii

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Until very recently I was a person who spent my NP whenever I got it, I rarely had more than 200k in the bank unless I had to save for something expensive. :S Now though I am trying to save up 7mil for the Meowclops collateral and hopefully get that Number Six avatar soon so I do not spend a single NP that isn't for dailies. I am quite stingy but have seen immense results. I have a lot of NP saved up now and it feels great!

 

I am kind of wondering if I will be able to part with them though.. when I reach my goals. I might just never spend NP again! D: Oh noes!

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I usually end up saving up about a half million, then blow it on something. First it was some Lutari Talisman beads, then it was collecting all the pieces of the Secret Laboratory Map, then placing a lot of money in stocks. Right now, I'm not spending, but I'm not exactly saving either, as I don't have anything motivating me to play the games. I really don't like them in the end, so I don't earn the NP I should.

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I'm saving for some avvies as well, which is why I need at least 7 mill in the bank too. Have been being very stingy with all the neopoints I'm making, however every so often will give myself 40k to spend on anything I want and I go a spree :)

 

It means that I don't blow all the money I earn!

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I used to save up like 500k then spend it all on books. I got the honorary booktastic award and sort of stopped doing that. Now i have been going for the avatars which can be expensive. So i am saving for the Number Six avi and then spending it all on collateral for higher priced items or just buying what i can't be loaned... Then the lab map is a must though maybe books i havent decided yet.

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I want to work on my stamp collection after I finish with avatars that require collateral (I think I only need two more?). I will HAVE to spend to get those.. D:

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I used to be a saver but when my account was hacked last year, I lost it all - now I'd rather save for my goals and once I get there I spend it :) Of course my goals tend to be rather expensive! Fourteen million for Zadue's morph and paint, and now I need 11 million for Czaa's xD Ah well, its keeps me interested!

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From where i see it, i feel that saving should not equals to hoarding. Sure neopoints make you feel good, but in the end, its what the items that you posses, rare or not, that will remain on the site for others to see. They cant see your neopoints, but they can see your items, your avatars etc, and i feel thats what counts.

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I would say I'm both save and spend. I spend nps for mainly books and other items but if I spent too much then the next time I earned back a certain amount I will save it to replace that amount..

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Hm, well once I've morphed Czaa she will be lent out via the ALP so people can get the avvies (draik + snowbunny) does that count as sharing?

 

YEAH!!!!!!!!!!

 

Omg I want to borrow so bad! When will it happen? :D You need some donations? Huhuhuh?

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